A Better Way to Manage Your Everyday Money - Book - Page 240
Follow your plan
Making a snowball plan is a good start, but you must stick to the plan if it is to work. By adding
the payoff plan to your Cashflow spreadsheet, you put your snowball in automatic. You add the
plan by replacing the loan payments for all of the snowball bills with the new snowball payoff
schedules.
The payment schedule for the first debt being paid off (