A Better Way to Manage Your Everyday Money - Book - Page 253
Monthly bills
Monthly payments to include:
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Mortgage/rent payments
Expense for real estate taxes
Expense for homeowner’s insurance
Car payments
Student loan payments
Minimum credit card payments
Time-share payments
Personal loan payments
Child support payments
Alimony payments
Any co-signed loan payments
Monthly payments to not include:
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Utilities like water, garbage, electricity, or gas bills
Car insurance expenses
Cable bills
Cell phone bills
Health insurance costs
Groceries/food or entertainment expenses
Gross monthly income
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Wages
Salaries
Tips and bonuses
Pension
Social Security
Child support and alimony
Any other additional income
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