A Better Way to Manage Your Everyday Money - Book - Page 261
Calculators
Calculators and the links that you save are all on the PerNetFlow Calculators page.
Income
Net hourly rate: calculate the net hourly rate for an income using:
● a paycheck,
● the total withholding and deduction percent, or
● a paycheck with no overtime hours.
Savings
● Annual percent yield: the rate of interest
that is earned on a loan when taking into
consideration the effect of compounding
● Annuity - ordinary/due: a series of
payments
● Annuity - growing: a series of increasing
payments
● Annuity - payment: the payment amount
based on the present or future value of
money
● Annuity - solve for n: the number of
payments (n) for an annuity
● Compound interest: the present value needed to earn a future amount, or the future value
of an account with a current balance when earning compounded interest
● Simple interest: the present or future value of an account earning simple interest
● Doubling time: the number of years needed to double the amount of money in an
compound or simple interest account
Debt
● Amortize loan: build an amortization schedule for a loan
● Loan payment: the amount of the monthly payment for a loan
● Balloon loan payment: the amount of the monthly payment for a loan that has a balloon
payment at the end
● Loan interest rate: the interest rate for a loan
● Number of payments: the number of monthly payments on a loan
● Remaining balance: the amount of the balance remaining on a loan
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